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Five Decades of Turning “What’s Next” into “What’s Now”

Five Decades of Helping Businesses Spot Opportunity—and Seize It.

Five Decades of Commercial Loans That Help Clients Clear Hurdles and Close Deals.

Five Decades of Door-Opening Commercial Real Estate Financing.

Five Decades of Intuitive Money Management Tools That Keep Cash Flow Flowing.

We May Be Midsized, but We Always Think Big.

Our team members bring deep industry know-how that rivals larger banks. They’re backed by:

  • An investment-grade, long-term rating of BBB- assigned by S&P in 2021.
  • Security and fraud prevention that leverages the latest, most powerful industry standards and technology.
  • Third-party verifications that validate that River City Bank is safe and financially secure.

“We are intensely client-focused, and that means ensuring that we are hiring the best and brightest employees. Our relationship managers not only provide superior service but, they are industry experts. They understand the complexity of an industry and what makes each client within a sector unique.”

Steve Fleming
President & CEO
River City Bank

What Does “Above and Beyond Banking” Look Like When You’re a Business Ready for a Change?

Networking
People with Connections and Robust Networks.
Decision Making
Local Decision-Making.
Expertise
Industry Expertise.

How does a midsize bank manage a $32,500,000 real estate transaction?

Dale Carlsen
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Over $4.0 Billion in Assets

River City Bank is the largest independent and locally owned and managed bank in the Sacramento region.

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Industry Specializations

HandHeart

4,200 Volunteer Hours

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Over $4.0 Billion in Assets

River City Bank is the largest independent and locally owned and managed bank in the Sacramento region.

" "

Industry Specializations

HandHeart

4,200 Volunteer Hours

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